Home Purchase Assistance Program

DescriptionNeighborhood view(2)

The City of Rochester's Home Purchase Assistance Program Grant (HPAP) provides down payment and closing cost assistance to first-time buyers who meet program requirements.  Grants of up to $3,000 are available for closing cost assistance to first-time buyers who are income eligible.

General Information

  • Homes must be located in the City of Rochester and
    must be one or two-family properties. 
  • Buyers must contribute $1,500 of their own funds
  • Buyers must live in the property for five years after closing
  • Buyers must qualify for a conventional, FHA, VA or SONYMA mortgage loan
  • Buyers must attend pre-and post-purchase homebuyer training
  • Eligible buyers must have a median family income below 120 percent, as outlined by the U.S. Department of Housing and Urban Development
  •  Program is compatible with most other grant programs, including the First Home Club

Application Information 

To be eligible for program funds, buyers must first submit a Home Buyer Services application and obtain eligibility paperwork through an in-person meeting with a Homebuyer Services counselor before executing a purchase offer with a seller. Once a buyer has put in an accepted purchase offer, closing is typically 75-90 days after the City receives a copy of the offer.

Program Participation Forms

Additional Information

Please send an e-mail to homebuyer@cityofrochester.gov or call 585-428-6888 to obtain an application or for further information.